Blog

Look Past the "County" Level - by Saen Higgins

In late 2012 I came across an online tax lien investment opportunity that surprised and delighted me at the same time. One Municipality and one Township, Redbank & Evesham, New Jersey, (aka the Garden State) are now holding their property tax lien sales online at RealAuction. This shocked me, because the bidding process in New Jersey Read More...

Your Contribution as a Tax Lien Investor - by Tony Martinez

It’s been said that there are only two constants in life—death and taxes. Tax liens can’t do much about death, but they can certainly help with taxes. In this blog we’ll discuss some possible tax advantages to investing in tax liens. First, the interest you earn from a tax lien certificate is reported to you Read More...

Mid Year Review of Your Goals - by Saen Higgins

With the arrival of a New Year comes the perfect time to start investing in tax liens. The first major tax lien certificate sales of the year take place in Arizona. Some of the counties in Arizona begin their sales the last week of January and by the end of February every county in Arizona Read More...

Tony Martinez Interviews Real Estate Guru

Ed Mitchell and I have been friends and real estate partners for many years. Our first real estate deal was in Billings, Montana, more than 20 years ago when we purchased a fully improved lot (I’m sure you have heard me tell that tale in many of our educational CD’s and books!). Read More...

Tony Weighs in on Actions to Take Before the Deed

In an earlier blog post I promised that I would cover the steps you need to take before and during your purchase of a tax deed. I will not be covering exit strategies in this post, which is a subject I will cover for you in several future blog posts. Let’s take care of the Read More...

Tony Martinez Answers a Tax Lien FAQ

The other day I was asked a question by a client that took me by surprise. The surprise came from the timing of the question. He asked me the question after purchasing a tax deed on a house in Florida. His question was, I just got a tax deed now what do I do? Read More...

Is Competition Affecting my Success? by Saen Higgins

Tax lien investing was once a delicious little secret, but increasingly people are discovering this efficient tool for making substantial profits. What you may not know is that you can use funds from your retirement account to purchase tax lien certificates. The "Secret" Is in the Plan The key is to have the right type of retirement plan. Read More...

Indiana: A Tax Lien AND Deed Investor's Dream - By Saen Higgins

Whether you prefer tax liens or tax deeds you will find what you are looking for in Indiana. The tax sales in Indiana satisfy the needs of both the tax lien and the tax deed investor. In fact the ninety-two counties in Indiana are allowed to hold three different types of tax sales. The three types Read More...

Quickest Way to Get Monthly Cash Flow By Saen Higgins

One of the quickest ways to get monthly cash flow is to purchase a property, hold it, and rent it out. Tax deed and tax lien investing is essentially a precursor to becoming a landlord. It’s inevitable you will get a property that you will want to hold onto; this could be due to the high rental returns in the area or you’re just waiting for the market to improve… Read More...

Tax Liens 101 - How to Profit from Delinquencies by Saen Higgins

Most people don’t lose their primary residence for a couple hundred, or even a couple thousand dollars in back taxes. The vast majority of tax lien certificates on primary residences do redeem, which insures the 18%, or 25%, or 36% interest to the investor. Tax Lien Certificates – Can you really get properties Read More...

Tony Martinez Reveal Two Lucrative Strategies for Investing in Tax Liens

Many of our successful clients have no interest in acquiring real estate, and feel much more comfortable just earning high interest only. You can definitely invest in tax lien certificates and earn the high interest rates of, say, 25% or 36%, and basically eliminate the possibility of acquiring the property. Read More...

How to Determine the Value of a Commercial Property by Tony Martinez

While we typically train our students in residential real estate investing, there are always those who are very interested in purchasing commercial properties. If you take a look at a tax deed or lien sale list, you’ll notice the bulk of the available properties are residential. Read More...

Saen Higgins Reviews Varying Levels of Competition Among TLC Markets

Yes and No. If you don’t have a nationwide strategy and you restrict yourself only to your local market then yes, there could be a lot of tax lien certificates competition. If you have a nationwide strategy where you have access to safely acquire tax lien certificates nationwide right from the comfort of your Read More...

What to Look for in a Partnership - Pros and Cons - by Saen Higgins

In a word, no! When we acquire a tax lien certificate, in essence what we’ve done is paid someone else’s delinquent tax bill for them. In return, we receive a tax lien certificate on the property. Because the tax lien certificate has grace period of 1 – 4 years, we just bought the property owner Read More...

What to do Before the Auction - Saen Higgins

Tax Lien certificates are offered to the public in twenty-one states. New York and Ohio sell their tax lien certificates in bulk to large investment firms. A complete list of the tax lien states can be found in my blog post titled “Where to buy tax lien certificates”. The amount of interest paid on tax Read More...

Tax Foreclosure Auctions 101 - Tony Martinez

If I decide to go to a Tax Lien Certificate sale or Tax Lien Certificate auction, how does the sale work? There are four basic types of tax lien certificate auctions or tax lien certificate sales; bid down the interest rate, rotational bidding, premium bidding, and bid-down ownership. Read More...

What to Do When You Inherit an Existing Tenant - by Tony Martinez

If you invest in tax liens and tax deeds you will undoubtedly come across an amazing property that has an existing tenant in it. So what do you do? Do you move on and try to find an empty property? Read More...

Saen Higgins on Working Smarter, Not Harder

It is a common misconception that we need to work long and tiring hours in order to be productive and to get ahead. The reality is if we work smarter, as opposed to endlessly laboring, we can reach our goals faster while enjoying plenty of sleep, exercise, and vacation time. Read More...

Leverage Your Business with Tech - Saen Higgins' Most Powerful Tools

An organized workspace helps facilitate a busy and successful business. With technology advancing daily, it is possible to incorporate a few smart tools that will help simplify research, save time, and will not cost you a huge initial investment. One fantastic example I always mention at the workshops is the Livescribe pen Read More...

Tips to Maintaining Focus - by Tony Martinez

Now that spring is officially here, talk of spring and summer trips have begun. When the weather is nice, folks tend to use that as a good excuse to take things easy for a little while. This is precisely however why this time of year is an excellent time to keep pace by... Read More...

How Important is Due Diligence? by Saen Higgins

If you have just been introduced to the world of tax lien certificate investing you may be wondering how you go about buying them. There is no reason to be intimidated by the process; however, I do recommend that you seek out the advice of an experienced tax lien investor before you invest any of Read More...

Make This Summer Your Financial Springboard - by Saen Higgins

There is nothing quite like summer. It is the perfect time to explore opportunities, reach new heights, and enjoy those sought after destinations. Possibly fueled by the warm weather, this is the time we seem to push oursleves a little harder to achieve our dreams. Now is no better time to put your tax lien... Read More...

Where Can I Find TLC's - Tony Martinez on the Research Process

One of the most frequently asked questions that I get from people that are interested in investing in tax lien certificates is ‘where can I find them?’ Through assignment purchasing, tax lien certificates are literally available 365 days per year if you know where to look for them. In this blog post, I will Read More...

How to Read a Sheriff's Tax Deed Sale List By Saen HIggins

An important part of our mentor programs involve teaching students how to read lists. This is a critical skill, without it people pass on opportunities without even realizing it. A common point of confusion among beginners is... Read More...

Indiana Continued: Part 3 - by Saen Higgins

Alright folks, I know you have been sitting on the edge of your seats waiting for me to discuss Indiana Commissioner deed sales. So I’ll just jump right in. I’m sure my articles were the first introduction of Indiana deed sales to many students. It is a common misunderstanding that Indiana only has liens available ... Read More...

Indiana Continued: Part 2 - by Saen Higgins

Today I will continue to discuss the details of Indiana’s unique tax sale structure as promised in my last article. As a review, they have three types of tax sales: Tax Lien Sale, Commissioners Certificate Sale, and Tax Deed Sale. The Tax Lien Sale held in each county may make the most sense to you. It... Read More...

Indiana Continued: Another Look! by Saen Higgins

The tax sales in Indiana are very unique. As I’m sure you have noticed by now no two states are identical in how they operate their tax lien and/or tax deed sales. Whether you have decided to invest in liens or deeds, Indiana can satisfy the needs of either investment type. The counties have permission... Read More...

Choosing the Right Mentors - by Tony Martinez

It’s amazing what we can learn if we open our minds to the ideas and experiences of others. Of course, it’s not hard to find people ready and willing to tell you what they know... some of it is valuable, and some not. The important thing is to glean the real nuggets from shared ... Read More...

Most Common Retirement Regrets - by Saen Higgins

No matter how far away your retirement date may seem, you need to start thinking about it now. Actually, don’t just start thinking about it, plan for it. I know many of you are thinking, ‘that’s why I’m here isn’t it? Read More...

Learn Saen Higgins' Strategy on Building a Tax Lien Investment Portfolio

First let me explain how the process works. When you acquire a tax lien certificate, you are now the first position lien holder of record. In essence what you did was pay the delinquent tax bill, and in return you received a tax lien certificate. When the delinquent property taxes are paid, you receive all Read More...

What Does "First Position" Really Mean? By Saen Higgins

A Tax Lien Certificate is a first-position lien on real estate due to delinquent property taxes. Once property taxes on a property are one year delinquent, the county government places a lien on the property which is commonly referred to as a tax lien certificate. Read More...

Saen Higgins: Investing in TLC's with Limited Capital

One of the important questions we receive is how to make money with Tax Lien Certificates if I’m starting with limited capital? My first Tax Lien Certificate investment was $260, and my business partner Saen Higgins’ was $52. Less than two short years later, we had already generated over $543,000.00 in revenue just from our Tax Lien Certificate and Tax Foreclosed Homes. Read More...

Investment Property Stumbling Block - A Review by Saen Higgins

For our students who are deep into researching tax deed or tax lien properties, they will often stumble across what is generally referred to as a property transfer history. A property transfer history is exactly what it sounds like. You can see record of who the previous owners ... Read More...

Tony Martinez Reveals Some of the Risks Associated with Tax Lien Investing

Becoming a Tax Lien Certificate investor can obviously be a lucrative investment strategy; so what are the risk factors one should know about. The more obvious risk factors are: Bankruptcy, IRS liens, environmental issues, worthless lands, condemned structures, undesirable neighborhoods, and industrial properties. Read More...

Saen Higgins Discusses Investing in Tax Lien Certificates on Tax Foreclosed Homes, Safely!

Do you have to go to auctions to invest in Tax Lien Certificates and Tax Foreclosed Homes? Answer: No. Is it possible to safely invest in Tax Lien Certificates and Tax Foreclosed Homes in other parts of the country without being there? Answer: Yes. Read More...

TLC Amount: $118.15


Pays You: 15% Interest / Year

Address:
645 Church St, Bound Brook, NJ

Size:
2683 sq. ft.
Lot:
14,810 sq. ft.

Bedrooms:
4
Bathrooms:
2

Assessed Value:
$484,700
Market Value:
$419,700

TLC Amount: $118.10


Pays You: 1*% Interest / Year

Address:
515 Winsor St, Bound Brook, NJ

Size:
n/a
Lot:
7,501 sq. ft.

Bedrooms:
4
Bathrooms:
2

Assessed Value:
$322,600
Market Value:
$280,700

TLC Amount: $118.15


Pays You: 10% Interest / Year

Address:
215 East St, Bound Brook, NJ

Size:
n/a
Lot:
7,010.4 sq. ft.

Bedrooms:
4
Bathrooms:
1

Assessed Value:
$244,900
Market Value:
$220,100